About
Dower Realty Inc
Company Values
ʻOhana - This is a cornerstone of the firm’s Identity. Dower Realty, Inc. emphasizes the importance of a family-like bond, creating a supportive environment for both staff and clients. The value permeates interactions, prioritizing relationships over transactions.
Aloha - The firm is dedicated to providing superior service delivered with aloha. This translates to a compassionate, welcoming, and respectful approach to all real estate dealings, reflecting the spirit of Hawaii.
Kuleana - We take full responsibility for the people and properties entrusted to us. Every decision is guided by integrity, follow-through, and doing what is right for our clients.
Mālama- Service is our bottom line. We mālama our clients, their homes, and their investments with genuine care, attention to detail, and a commitment to client satisfaction over sales quotas.
Ho‘okipa- E komo mai—everyone is welcome here. We invite you to explore our services, available homes and rentals, and our property management offerings, knowing you’ll be met with openness and support.

A Message From Kat Spencer, in Loving Memory of My Grandma, Betty Dower
When my grandparents, Betty and Frank Dower, opened Dower Realty in 1981, they laid the foundation for something far bigger than a family business. They created a legacy built on integrity, hard work, and genuine care for every person who walked through their doors. What I didn’t know then—but feel every day now—is that my grandma was quietly preparing me to carry that legacy forward.
In 2004, when I was just nineteen, Grandma came to me with an opportunity. Their office manager had decided to stay home with her new baby, and Grandma simply said, “I think you’d be perfect for this.” I didn’t know what she saw in me at that age, but she did. She always did. Before long, I was managing close to 100 agents—far more responsibility than I ever imagined at that stage of my life—but she trusted me, so I learned to trust myself.
Then, in 2013, Grandma came to me again. This time, she needed help in the Property Management department. “But you’ll need your real estate license,” she told me with that familiar, confident smile. So I got it. Three years later, she approached me once more—this time with a request that changed everything:
“I need you to get your broker’s license. I need a broker-in-charge.”
What I didn’t realize then—but understand so deeply now—was that she was guiding me, step by step, into the role she always believed I was meant to fill. She never pushed. She simply opened doors and waited for me to walk through them, knowing I eventually would. Looking back, I see that Grandma was preparing me all along to carry our family’s name and values into the future.
Grandma Betty has since passed, but her presence has never left me. When challenges arise or conflict surfaces, I still catch myself whispering, “Grandma, what would you do?” And the answer always comes. She has never once led me wrong.
It is the greatest privilege of my life to continue the legacy she built—one rooted in love, service, and the belief that people deserve to be treated with honesty and heart. Dower Realty is not just a company; it is a tribute to the woman who shaped me, believed in me, and entrusted me with her life’s work.
Thank you, Grandma, for every lesson, every opportunity, and every bit of faith you placed in me. I carry you with me in every decision, every success, and every step we take forward.
Your legacy lives on—through me, through our team, and through every family we help find their way home.
— Kat Spencer
About Dower Realty Inc
Founded in 1981, Dower Realty Inc is a Hawaiian, woman‑owned, kamaʻāina‑owned, and minority‑owned business proudly serving the Island of O‘ahu for over 42 years. As a locally rooted family company, we bring generations of experience, cultural understanding, and genuine aloha to every client relationship. We offer free consultations and rental analyses, pairing deep industry expertise with the personalized care only a true local business can provide. At Dower Realty Inc, our legacy is built on trust, community, and a steadfast commitment to helping O‘ahu thrive.
Get in touch with us today to schedule your free consultation and discover how our local expertise can support your real estate goals.

Meet Our Team

Kat Spencer
Realtor, Principal Broker, GRI, e-PRO, NARPM, AHWD
License #: RB-22191
The "go-to-person" for anything you need to know at Dower Realty, Inc. is our own Kat, the Principal Broker. Her knowledge and wisdom, warmth, good humor, and kindness make her the perfect person for the job! She comes by it quite naturally, as she is the granddaughter of the founders of Dower Realty, Inc.
Her professional career started in the Dower office as a young 20-year-old in 2004, as the firm's office manager. In 2013, she earned her Salesperson license and took the leap into property management. Kat became our Broker-in-Charge in 2017, working closely with former Principal Broker and Aunt, Debra Malia (Betty and Frank Dower's daughter), who retired in 2021.
Professionally, Kat is a member of the Honolulu Board of Realtors, the Hawaii Association of Realtors, the National Association of Realtors, and the National Association of Residential Property Managers. She is also a member of The Benevolent and Protective Order of the Elks.
Kat is always looking for ways to strike the perfect balance between professionalism and the personal and "ohana" relationship between staff and clients, for which Dower is so well-known, and to carry on the legacy of Dower Realty Inc.

Patricia Morgan-Dupuis
Realtor, Broker-In-Charge, e-PRO, GRI, NARPM
License #: RB-20420
Patricia is a valued member of the Dower Realty ohana, bringing a unique blend of real estate expertise and people-first experience to our property management team. She holds a Real Estate Broker’s License and has completed both the GRI and e-PRO certifications, strengthening her knowledge of today’s real estate and property management best practices.
Before joining Dower Realty Inc, Patricia enjoyed a rewarding career as a Clinical Social Worker, earning her Master’s Degree in Social Work from the University of Southern California in 1982 and spending 25 years supporting individuals and families with care and compassion. She also spent several adventurous years sailing the Eastern, Central, and South Pacific with her husband, Bob, aboard their 40-foot sailboat, Mistress, before returning home to Hawaiʻi—because, as we say, “Hawaiʻi No Ka ʻOi!”
Patricia joined Dower Realty Inc in 2004, first serving as Office Manager, where she became deeply familiar with day-to-day operations, client support, and rental processes. She later transitioned into her role as a Property Manager, where her professionalism, attention to detail, and genuine care for owners and tenants continue to shine.

Michael A. Arashiro
Realtor
License #: RB-11964
Mike brings decades of hands-on experience in asset management, property management, project management, and real estate consulting to the Dower Realty, Inc. team. Throughout his career, he has worked with owners of shopping centers, high-rise and low-rise office buildings, condominium developments, hotels, and a wide range of residential properties, providing strategic oversight and practical solutions that protect and grow real estate investments.
With over 40 years in the real estate industry and licensed since 1981, Mike’s knowledge, insight, and steady leadership make him a true asset to our property management team. His broad background allows him to approach each property with a big-picture mindset while still focusing on the day-to-day details that matter most to owners and tenants alike.

Helen Linh On
Realtor Associate
License #: RS-50409
Helen L. On brings over 34 years of real estate experience and deep local expertise to every client relationship. Throughout her career, she has successfully guided buyers and sellers through a wide range of transactions, earning a reputation for problem-solving, market insight, and trusted advice. Helen has extensive knowledge of Oahu’s real estate landscape, from Pearl City to East Oahu, with particular expertise in the Kaimuki area. Early in her career, she achieved million-dollar producer status, a testament to her dedication and results-driven approach.
At the heart of Helen’s success is her unwavering commitment to exceptional customer service. She believes that every client deserves personalized attention and clear guidance. Helen has extensive experience assisting first-time buyers and new immigrants, carefully walking them through the U.S. real estate process step by step to ensure confidence and clarity. Her fluency in English, Cantonese, Mandarin, and Vietnamese allows her to effectively serve a diverse clientele and bridge language and cultural gaps.
Helen stays ahead of market trends by actively pursuing continuing education, staying current with industry publications, and embracing new technologies. This commitment ensures her clients benefit from up-to-date market knowledge and informed decision-making. Whether buying or selling, clients can rely on Helen’s experience, professionalism, and dedication to achieving their real estate goals.
About
Dower Realty Inc provides experienced property management services, real estate sales, real estate listings & more to the island of O'ahu.
Year Established
1981
Products
Services
- Residential Property Management Services
- Real Estate Sales Services
- Real Estate Listing Services
Specialties
- Property Management
- Real Estate Sales
- Real Estate Listings
- Rental Management
- Invester Services
Associations
- Honolulu Board of Realtors
- O'ahu Association of Realtors
- NARPM (National Association Of Residential Property Managers)
- The Hawaii Association of Realtors
- The National Association of Realtors
- The National Association of Residential Property Managers
- The Benevolent and Protective Order of the Elks
Brands
Pickup and Delivery
Licensing
- Kat Spencer:
- Realtor, Principal Broker, GRI, e-PRO, NARPM, AHWD License #: RB-22191
- Patricia Morgan-Dupuis:
- Realtor, Broker-In-Charge, e-PRO, GRI, NARPM License #: RB-20420
- Helen Linh On:
- Realtor Associate License #: RS-50409
- Michael A. Arashiro:
- Realtor License #: RB-11964
Payment Options
- Cash
- Check
- MasterCard
- Visa
- E-Check
Languages
- English
- Mandarin
- Cantonese
- Vietnamese













